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Homestead Exemption Act Laws in Massachusetts & NH

Homestead Exemptions

The term homestead is used in reference to the property in which you own and live. With a homestead exemption, there is a legal precedence in place that protects the value of your home from property taxes, creditors and instances that can occur when a spouse of a home owner passes away. Each state in the US has specific laws in place in regards to homestead exemptions with most put in place as a response to economic depression during the 19th century.


Homestead exemption laws have basic features that are to your benefit. Such laws will prevent the forced sale of your home to meet creditor demands. The law will provide you with shelter should your spouse pass away as well as provide an exemption from property taxes that can be applied to your home. In New Hampshire, a recent law change made it so that home owners can claim a higher exemption on the taxable value of the home. A single resident can now exempt $120,000 which is higher than the previous $100,000. Married couples have the option to claim $240,000 from the previous $200,000.

What Homeowners Should Know

When you become a home owner, you may not fully understand homestead exemption and may feel that your home is not properly taxed or assessed. To find out if you are being treated unfairly, contact a local real estate attorney. Attorneys who specialize in property law will be able to assist you with your particular circumstances.

Research will be conducted on the assessed value of your home as well as taxes paid to ensure you were treated fairly. The attorney will have the know-how to determine if you have a case and what steps need to be taken to move forward. Never hesitate to contact legal assistance in regards to your home when you feel the need.

For more information contact attorney Pete Nicosia at 978-649-4300

About the Author

Peter Nicosia
The law firm of Nicosia & Associates, P.C. serves Merrimack Valley businesses, families and individuals for Business Law, Construction Law, Real Estate Law, Condominium Law, Civil Litigation, Estate Planning, Municipal, Law and Personal Injury Law in Massachusetts and New Hampshire, including such communities as Lowell MA Chelmsford MA, Tewksbury MA, Methuen MA, Dracut MA, Dunstable MA, Townsend MA, Pepperell MA, Tyngsboro MA, Westford MA, Acton MA, Littleton MA, Concord MA, Carlisle MA, Lawrence MA, Groton MA, Haverhill MA, Andover MA, North Andover MA, Billerica MA, Worcester MA, Burlington MA, Wilmington MA, Nashua NH, Pelham NH, Hudson, NH Salem NH, Manchester NH Middlesex County, Essex County, Suffolk County, Hillsborough County, Merrimack County, Belknap County and Rockingham County, Worcester MA and Boston MA.